Business Financial Planning

Running a business without a financial plan is like driving with no map—you might be moving, but you don’t know where you’re headed or if you’ll have enough gas to get there.

That’s why we offer Business Financial Planning—to help you stop guessing, start planning, and make decisions based on real numbers, not gut feelings.

Whether you’re just getting started or ready to level up, we’ll help you build a plan that makes sense and actually works.

What Is Business Financial Planning?

In simple terms, it’s a roadmap for how your money will move—month by month, quarter by quarter.

It answers questions like:

• How much do we need to make to cover expenses?

• Can we afford to hire someone this year?

• What’s our plan for slow seasons?

• How much should we reinvest vs. take home?

• What happens if we lose a big client?

You get a clear view of where you’re headed—and what you need to do to stay on track.

What We Do

We help you build a full financial plan based on your business goals and real numbers.

Here’s what that usually includes:

• Revenue planning based on sales cycles or service pipelines

• Expense mapping (fixed and variable)

• Growth scenarios (like hiring, expansion, or launching new offers)

• Breakeven analysis (how much you need to earn to not lose money)

• Goal-based planning (like hitting $500K in sales or increasing margins)

• Simple dashboards to keep track of everything

• Regular check-ins to adjust as things change

We don’t make you stare at a 12-tab spreadsheet. We keep it clear, flexible, and focused on the things that matter to you.

Built for Real Life

Plans shouldn’t sit in a drawer. They should help you make better calls day-to-day.

We’ve helped:

• A startup in Seattle prepare for a funding round

• A service business in Portland build a 12-month hiring plan

• A retailer in Memphis figure out how much inventory they can afford to buy each month

• A solo consultant build a plan to scale without burning out

It’s not about perfection—it’s about clarity.

For All Kinds of Businesses

We support:

• Service providers

• E-commerce stores

• Contractors and trades

• Restaurants and cafés

• Agencies

• Startups and nonprofits

If you’ve got income and expenses and want to do better with both, we can help.

Works With the Tools You Already Use

We pull data from:

• QuickBooks

• Xero

• Gusto

• POS systems

• Spreadsheets, CRMs, whatever you’ve got

We build your plan with real numbers, not made-up targets.

Local Support. Remote Access

We’re based in Seattle, work with businesses in Portland, Memphis, and across the U.S. All planning sessions are done remotely via Zoom or phone, with easy-to-read reports you can review anytime.

You don’t have to go it alone. We’ll walk you through every part of the process, step by step.

Let’s Build a Plan That Actually Helps

You’ve got goals. We’ll help you map out how to hit them—with numbers, not guesses.

Let’s make sure your business isn’t just moving… but moving in the right direction.

Flat pricing. Clear advice. No fluff.