Budgeting and Financial Forecasting

Let’s be real—most small business owners either avoid budgeting or throw one together once a year and forget about it.

But if you want to make smarter decisions, grow with confidence, or just stop feeling like you’re always winging it, you need a real plan. That’s where we come in.

We offer Budgeting and Financial Forecasting that’s actually useful—built around your business, not a textbook.

Budgeting Isn’t About Cutting Everything

A good budget isn’t about saying “no” to everything. It’s about knowing:

• What you can afford right now

• What you can plan for later

• Where your money is going

• What’s working and what’s not

It’s a tool for making better decisions—not something to stress over.

We’ve helped business owners set up budgets they actually check each month—not just something they show to the bank and forget.

What We Do

We work with you to build a real budget and forecast based on how your business runs.

That includes:

• Reviewing your past financials to spot trends

• Identifying fixed vs. variable costs

• Building realistic revenue goals

• Mapping out expenses, seasonality, and growth

• Creating simple reports that track actual vs. budget

• Forecasting 3, 6, or 12 months ahead (or more)

• Updating things regularly so your plan stays relevant

And yeah—we’ll help you understand it all in plain English.

Why You Need Both a Budget and a Forecast

A budget sets your targets. A forecast tells you what’s actually likely to happen.

Your budget says, “We want to earn $30K this month.”
Your forecast says, “We’re probably hitting $22K based on current sales.”

We build both, so you can set goals and plan for reality.

For Business Owners Who Want to Get Ahead

We’ve helped:

• A retail shop prep for holiday season sales and manage inventory without running out of cash

• A contractor see which months were always slow—and plan ahead for it

• A startup map out their burn rate and figure out when they’d need funding

• A restaurant set realistic labor and food budgets that helped them stay profitable

You don’t need to be a “numbers person” to make this work. You just need a clear picture of what’s coming—and someone to help you build it.

Works With the Tools You Already Use

We can pull data from:

• QuickBooks

• Xero

• Gusto

• POS systems

• Google Sheets or Excel

• Whatever you’re using now

If it holds numbers, we’ll work with it.

Local to Seattle. Helping Businesses Everywhere

We’re based in Seattle, but we help clients in Portland, Memphis, and across the U.S. All of our forecasting and budgeting services are remote-friendly, and we’ll walk you through every step over Zoom or screen share.

Let’s Build a Plan That Actually Helps You

You don’t need a 20-tab spreadsheet. You need a clear, real-world plan that matches your business goals and helps you avoid the “oh no” moments.

We’ll help you create it—and keep it updated.

Flat pricing. Real support. No pressure.