About CentsIQ

CentsIQ is a Seattle-based bookkeeping and fractional CFO firm that works with small businesses across the United States. We keep the books accurate, explain the numbers in plain language, and help owners use them to make decisions.

Who We Are

We started CentsIQ because small business owners deserve more than confusing reports, surprise tax bills, or financial advice that sounds like it was written by a robot.

You’re busy running your business. You don’t have time to dig through spreadsheets, guess what’s working, or explain your books to someone new every month.

So we keep it simple:
✅ Clean books
✅ Clear reports
✅ Real guidance you can use

Meet the Founder

Lam Nguyen is the founder and head of delivery at CentsIQ. Lam has decades of experience in finance and management consulting and has worked with banks of all sizes, from local institutions to global ones. Lam holds an MBA in Finance from the Lubin School of Business at Pace University in New York, and likes using data to help businesses improve. Meet the team.

Who We Help

CentsIQ works with small businesses across the country—contractors, consultants, shops, restaurants, online sellers, nonprofits, and anyone trying to grow without the chaos.

We’ve helped:

A solo founder finally understand their cash flow
A retail team get real about margins
A growing e-comm brand clean up 3 years of messy data
A nonprofit pass their audit with zero issues
And dozens more move from guessing to planning

We’re based in Seattle and serve business owners across the U.S.

What Makes Us Different

We don’t do one-size-fits-all. We take the time to understand how your business actually works, then build financial systems and reports around that.

You won’t get fluff, fake urgency, or “insights” that don’t apply. You’ll get:

Real answers in plain language
Straight talk when something looks off
Flat-rate pricing (no surprise bills)
A partner who actually cares about your success

We don’t just check boxes. We help you make better decisions.

Our Services

Ready to talk? Request a free bookkeeping review.

A group of six business professionals sitting in an office or conference room setting, each focused on their laptops. They are all dressed in formal attire, including suits and blazers. The individuals are seated at desks, typing and concentrating on their work, giving a sense of a focused, professional environment. The background features horizontal blinds, and the atmosphere is calm, with everyone engaged in a task or meeting. The overall tone of the scene conveys productivity and collaboration in a business context