Financial Consultant Services That Actually Help You Make Decisions

Numbers on a spreadsheet don’t help much if you don’t know what they mean—or what to do with them. That’s why we do more than bookkeeping. We help you understand your numbers and use them to grow.

We’ve worked with businesses trying to get out of the red, plan for big purchases, figure out pricing, and raise money. Sometimes it’s just about having someone to talk to who actually gets the financial side.

Here’s how we help:

https://centsiq.com/wp-content/uploads/2025/04/FractionalCFO-640x427.webp

Fractional CFO Consulting / Virtual CFO / Part-Time CFO

You don’t need a full-time CFO to make smart decisions. We give you the same help—cash flow advice, planning, strategy—without the six-figure salary. We’re in your corner when you need us.

Cash Flow Forecasting and Management

This isn’t just about tracking money—it’s about not running out of it. We help you project what’s coming in, what’s going out, and what to do if things get tight.

Budgeting and Financial Forecasting

We help you build a budget that actually fits your business. Then we create a forecast so you can make plans without crossing your fingers.

Financial Strategy Development

Need to hit a revenue goal? Want to grow? We help you create a real plan—not just a dream. We look at where you are and map out what it takes to get to where you want to be.

Financial Reporting and Analysis

We turn raw numbers into clear reports that show what’s working, what’s costing you too much, and where you’re making (or losing) money.

Profit Improvement Strategies

Sometimes your revenue looks good, but there’s nothing left over. We help you figure out why and show you how to keep more of what you earn.

Business Financial Planning

We help you look at the whole picture—income, expenses, debt, growth—and create a financial plan that supports your goals.

Financial Risk Assessment and Management

Every business has risk. We help you spot the red flags early—cash shortages, bad margins, late payments—and give you ways to fix them before they become big problems.

KPI Development and Tracking

We help you figure out what numbers actually matter (hint: it’s not always revenue), then build a simple way to track them.

Financial Dashboard Creation

Tired of guessing how your business is doing? We build dashboards that give you live data in plain English—no spreadsheet nightmares.

Cost Reduction Analysis

We dig into your spending and find stuff to cut, trim, or renegotiate. We’re not here to make your life harder—we just want you to stop bleeding cash.

Pricing Strategy Consulting

Are you charging too little? Too much? We help you set prices that cover your costs, make a profit, and still stay competitive.

Revenue Growth Planning

Want to grow without blowing things up? We help you build a revenue plan that’s actually doable—and fits your resources.

Financial Due Diligence

Buying a business? Selling one? We go behind the scenes and look at the books so you know what you’re really walking into.

Exit Strategy Planning

Ready to step away? We help you plan for a clean exit—whether you’re selling, handing it off, or shutting it down. You’ll know what to do and when to do it.

Financial Systems Implementation

Your systems matter. We help set up the right tools (QuickBooks, dashboards, workflows) so things run smoother and faster.

Financial Policies and Procedures Development

We help you build simple, clear rules for how money gets handled—who approves what, when things get paid, and how to stay out of trouble.

Controller Services

Think of this like bookkeeping with more muscle. We handle your books, send reports, track cash, and keep your numbers tight every month.

Audit Preparation Assistance

Getting audited? We’ll help pull records, organize your financials, and respond to requests—so you’re not scrambling at the last minute.

Financial Modeling

We build “what if” models that show how different decisions could impact your money. What if you hire two people? What if sales drop 10%? You’ll see it before it happens.

Break-Even Analysis

We help you figure out how much you need to make just to cover your costs—and what it takes to turn a real profit.

Startup Financial Consulting

New business? We help you set things up right from the start—structure, pricing, budgeting, projections, tools. Skip the guesswork.

Advanced Analytics

Need to go deeper than just reports? We build dashboards and custom analysis that help you spot patterns, make smarter decisions, and find hidden problems. Whether you’re tracking trends, comparing product lines, or just trying to figure out why margins are slipping, we help you see the full picture.

Quality of Earnings (QoE)

Thinking about selling your business or buying one? We do QoE analysis to show what’s really happening under the hood—recurring revenue, one-time income, real costs, and risks. It’s like a business health check before you sign anything.

Helping You Make Better Money Moves

We’ve worked with businesses across Seattle WA, Portland OR, Memphis TN, and beyond. Some were trying to grow. Some were trying to stay afloat. Some just needed someone to help make sense of the numbers.

If you want real help—not vague advice—you’re in the right place. We’ll talk straight, keep it simple, and build a plan you can actually use.

Want to talk? Let’s do it.